Trust, Weighed in Gold & Financial Excellence
0
Branches Across Kerala
0
+Happy Customers
₹0 Cr+
Loan Disbursement
0
+Dedicated Employees
About Freemen Investments
Freemen Investments Pvt Ltd. is one of the most trusted NBFCs in Kerala, licensed by the Reserve Bank of India and proudly part of the Kavitha Group. Our history roots back to 1990, driven by a mission to make life easier for the common people of India.
We believe in unlocking the value of your assets by providing quick and affordable loans. Our approach is technology-driven, efficient, and financially sound, ensuring that our stakeholders' trust and confidence are not just met, but exceeded.
- ✓ Trust, Integrity & Transparency
- ✓ Highest Levels of Productivity
- ✓ World-class Financial Services
Our Loan Products
Comprehensive financial solutions tailored to your personal and business needs.
- Gold Loan
- Vehicle Loan
- Business Loan
- Property Loan
- MSML Loan
- Joint Liability Group
- Personal Loan
- Consumer Loan
Find out which loan product is right for you in minutes.
Unlock the Power of Your Gold
Experience hassle-free financing with Kerala's most trusted Gold Loan provider. Quick approvals, high loan-to-value, and complete security for your ornaments.
0% Processing Fee
No hidden charges or unexpected deductions. Get exactly what you've been approved for.
Interest Rates starting at 9% p.a.
Highly competitive and flexible interest rates tailored to your repayment capabilities.
Quick Loan Facts
- Up to 75% Loan-to-Value on gold
- Disbursal in under 30 minutes
- Flexible tenure: 3 to 24 months
- Minimum documents — just Aadhaar & PAN
Personal Loan
Designed for salaried individuals, self-employed professionals, and freelancers — our personal loan solutions provide quick access to unsecured funds with minimal documentation and competitive interest terms.
Fast Approval
Quick processing ensures you get funds when you need them most, without long waiting periods.
Collateral-Free
No assets required as security. Borrow based on your income and repayment ability alone.
Fair Interest Assessment
Interest terms are calibrated to your individual repayment capacity, not just credit scores.
Consumer Loan
Supporting lifestyle, household, and personal purchase needs — our consumer loans emphasize affordability, repayment flexibility, and quicker access for all customers, including those with limited credit history.
Home Improvement
Finance renovations, furnishings, and appliances to upgrade your living spaces affordably.
Lifestyle Upgrades
Achieve your aspirations with loans designed for modern personal and lifestyle needs.
Inclusive Lending
Designed to be accessible for customers including those with limited prior credit history.
- Affordable interest rates
- Flexible repayment options
- Simple & quick access to funds
- Customer-focused lending structure
- Suitable for everyday financial needs
Mahila Loan
Freemen Investments is proud to support women in achieving greater financial independence. Our Mahila Loan is designed for women entrepreneurs and individuals seeking accessible funding with a simpler, guided application process.
Quick Processing
Fast and efficient loan processing so women can access funds without delays.
Flexible Repayment
Repayment structures designed to fit the unique financial circumstances of each borrower.
Minimal Documentation
A simplified, paperwork-light process making borrowing straightforward and stress-free.
Personalized Guidance
Our team provides dedicated support and guidance tailored to each borrower's needs.
Empowering Women
Supporting women's economic participation and enterprise growth across Kerala.
Investment Products
Secure, structured investment opportunities offered by Freemen Investments Pvt. Ltd.
Non-Convertible Debentures (NCDs)
Secure and manageable investment instruments offering structured returns. NCDs provide a reliable fixed-income option for investors seeking stable, predictable growth.
- Secure & structured investment option
- Predictable, fixed returns
- Managed by a licensed RBI-regulated NBFC
- Transparent terms and conditions
Subordinated Debt
A specially structured debt instrument designed to deliver fixed monthly returns — an ideal choice especially for pensioners and retirees looking for a steady supplemental income.
- Fixed monthly income payouts
- Ideal for pensioners & retirees
- Reliable supplemental income source
- Offered by a trusted, RBI-licensed NBFC
Important Notice: All investment products offered by Freemen Investments Pvt. Ltd. are on a private placement basis only, and are not public offerings. Investments are subject to market and credit risks. Please read all offer documents carefully before investing. Freemen Investments Pvt. Ltd. is an RBI-registered NBFC (Reg No. B-16.00102).
Join Our Team
Join a network of 700+ dedicated professionals. We are always looking for talented individuals who are driven by integrity and a passion to serve the community.
Explore CareersPolicies & Circulars
Transparency is our core value. Access our latest corporate policies, board circulars, and RBI compliance documents here.
View All Corporate DocumentsOur 33 Branches Across Kerala
Serving communities across Kerala — we are always near you.
East Zone
North Zone
South Zone
West Zone
Get in Touch
Have an enquiry? Our team is ready to assist you bridging the gap to your financial goals.
Head Office
Kavitha Building 5/822 G, Library Road
Municipal Junction, North Paravur
(PO)
Ernakulam, Kerala 683513
Phone
+91 75919 05656
admin@kavithagroup.in
headoffice@kavithagroup.in
What Our Clients Say
Trusted by over 1 Lakh+ customers across Kerala.
"Freemen Investments provided me with a gold loan in under 30 minutes! The process was incredibly smooth and transparent. Highly recommended for quick financial needs."
Johnson Samuel
Ernakulam"I started my small business with the help of their business loan scheme. The interest rates are very competitive and the staff is extremely supportive."
Athira Remesh
North Paravur"The best NBFC in Kerala. Their vehicle loan process was hassle-free and they guided me through every step. Thank you Kavitha Group!"