Freemen Investments Policy

Committee Policy

Guidelines and frameworks for corporate committee operations.

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Interest Rate Policy

Detailed principles governing the determination of interest rates, penal interest, and associated processing charges.

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Credit Policy

Core guidelines for credit appraisal, borrower evaluation, and loan sanctioning protocols.

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Internal Audit Policy

Framework for periodic internal auditing, financial reviews, and operational compliance.

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Customer Grievance Redressal Policy

Our official mechanism and escalation matrix for resolving customer complaints efficiently and respectfully.

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IT Policy

Protocols for information technology usage, data security, and digital infrastructure management.

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Fair Practice Code Policy

Guidelines ensuring transparency in dealings with customers regarding interest rates, processing fees, and loan appraisal.

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K Y C A M L Policy

Guidelines for customer identification, risk management, and compliance with national AML regulations.

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Fraud Monitoring Reporting Policy

Systems and procedures to detect, monitor, and report fraudulent activities accurately.

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Risk Management Policy

Comprehensive strategy for identifying, assessing, and mitigating operational and financial risks.

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Gold Loan Policy

Specific regulations, valuation mechanisms, and lending terms directed at gold-backed asset loans.

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Whistle Blower Policy

Confidential framework enabling employees and stakeholders to report unethical practices safely.

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RBI Circulars & Disclosures

Latest regulatory updates and official compliance notices.

15 Feb 2026
RBI/2026-27/84

Regulatory Framework for NBFCs - Scale Based Regulation (SBR)

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02 Jan 2026
RBI/2025-26/112

IT Governance, Risk, Controls and Assurance Practices

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18 Nov 2025
RBI/2025-26/65

Guidelines on Default Loss Guarantee (DLG) in Digital Lending

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05 Sep 2025
RBI/2025-26/42

Fair Lending Practice - Penal Charges in Loan Accounts

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